Key Professionals in a Real Estate Transaction
Knowledge, customer-focused professionals are available to answer your title and settlement questions. Throughout the home selling process, you may also encounter the following industry specialists who are able to professionally answer questions in their area of expertise.
Real Estate Agent
Licensed by the state to present parties in the transfer of property
Home Inspector
Objectively and independently provides a comprehensive analysis of a home’s major systems and components.
Loan Officer
A representative of a bank or other financial institution. They help customers identify their borrowing options and help them understand the terms of their loan.
Appraiser
Works on behalf of the lender and provides a market analysis of the subject matter. An appraiser’s finding is subjective and combined with market findings of sold properties within the surrounding neighborhood.
Insurance Agent
Helps a homebuyer determine the homeowner’s protection coverages needed and then finds the right insurance policy to fit those needs.
Real Estate Attorney
Can give advice on legal aspects of the real estate transactions. In Alabama, real estate closings can only be conducted by the attorney.
Title Agent
Performs title searches to ensure a clear title so a title insurance policy can be issued. In some states, they facilitate the transfer of real estate.
